Mobile screens showing our work with a bank
Digital platform engineering

Building a banking experience fit for the future

We worked side by side with Nedbank to undertake a radical end-to-end transformation of their technology and customer experience by taking a strategic, user-centric approach to design.

The challenge
  • Develop the organisation’s understanding of the value of taking a design-led and data-driven approach to design and technology.
  • Transform the organisation’s approach to technology.
  • Create a scalable experience underpinned by smart cloud-based platforms, a design system, and an operational framework.
  • Establish a Content Centre of Excellence to raise standards in content production and management across multiple digital and physical branded touchpoints.
  • Created a Nedbank digital experience strategy to envision the journey from the current state to the desired future state.
  • Designed foundational artefacts including a new look and feel which was distilled into Nedbank’s reusable design system. 
  • Built a component-based Adobe Experience Manager solution for use across all customer touchpoints within the platform. This enabled us to release Personal Loans to market in just three months.
  • Delivered a robust content strategy and scalable Content Centre of Excellence that produces quality content to support the entire customer lifecycle.

Nedbank is a financial services group in South Africa offering wholesale and retail banking services as well as insurance, asset management, and wealth management.

Project type

Design & build


Increase in lead generation from personal loans traffic


Increase in lead generation on call-me-back forms

A future proof financial experience

Nedbank recognised their customers needed more from their banking experience. This was being driven by an increasing demand for customer-centric mobile-first solutions to banking. Meeting this need meant designing and engineering a customer experience that better reflected Nedbank’s brand position as well as enhancing their sales and service experience to set them apart from other financial institutions.

Our approach embodied agile ways of work and incorporated the ability to understand, articulate and respond to customer needs as part of design and technology decisions, whilst using market leading technology and processes to manage design and engineering at scale.

To meet customer and business needs we took an incremental approach to delivery. We defined, designed and deployed reusable components to the underlying AEM stack through a series of launches to two core products: personal loans and credit cards. This allowed us to prove our ways of working, capability and competency, as well as to gather and act upon insight from customers and clients.

As we moved from strategy through to execution and integration, our strategic approach meant were always able to keep a view of the bigger banking picture.

An illustration of mobile screens for a bank

Immersion. Strategy. Action.

To set the trajectory of change when reimagining the digital banking experience, we conducted four weeks of rapid work where we took stock of the existing experience. Through immersion with stakeholders and customers, in the form of depth interviews and stakeholder workshops, we captured people’s thoughts about the existing experience the bank provided and their vision for the future.

To create a compelling picture of tomorrow, our research and initial strategy were combined with a maturity assessment of today against other benchmark experiences. This enabled us to create a vision for the future and clearly articulate the associated strategic and operational drivers required to enable it.

Responsive Resize

Insight-driven execution and engineering

Across design and technology, we collaborated with the Nedbank team. Initially, this meant understanding the flow of user journeys, before articulating all new ways to bring them to life. We gained a deep understanding of Nedbank customers’ mental models when searching for and selecting a personal loan or credit card. We delved into the insight we uncovered which powered design by further validating future flow designs through summative customer research.

Collaborating across multiple locations using best-in-class remote working tools, we rapidly agreed the underlying design and architecture of pages. We captured content requirements and designed sleek, intuitive modules and components which formed the user interfaces.

Nedbank’s banking products are powered by a single code repository using a combination of AEM 6.5 managed services, Java, HTML 5, CSS3 and JQuery UI to deliver pages quickly, efficiently and consistently to users. After engineering, the pages were then tested against functionality, design and usability criteria before going live. This guaranteed they met customer and business needs whilst delivering against Nedbank’s vision.

We took a component-based approach to design across the two releases, where UI and other foundational elements (for example, global navigation) could be re-used as we scaled beyond loans and credit cards. This approach supercharged deployment and go-live times across the digital banking experience.

App screens Resize

Think like a publisher

Nedbank created more content than it realised – from customer communications and marketing campaigns, to blogs, UX copy, chatbot and help text. To align processes and improve quality across all content touchpoints, we created an omnichannel approach to content creation and management.

We advised on digital asset management, re-use, governance and content lifecycle across all touchpoints in the customer journey, from initial discovery through to the conversion and retention of banking customers.

Nedbank recognised the role that high-quality, informative content can play in increasing brand value. With a reputation as ‘money experts who do good’, there was a clear opportunity and role for Nedbank to be a trusted provider of financial know-how to all customers – existing and potential.

By showing how data and tagging can be used to connect content across journeys (whether informational or purchase) and using long-tail analytics analysis to discover real customer concerns, we provided a framework to allow Nedbank to deliver holistically against the content needs that customers had.

Ongoing partnership

Working in collaboration with Nedbank, we successfully completed the initial phases of the engagement and continue to work side by side as a trusted partner, designing and delivering in line with Nedbank’s roadmap for digital banking.

Mobile screen mock ups
  • Activities

    Depth interviews, strategic vision, migration strategy, user journeys, information architecture, content strategy, analytics, visual design, design system definition, pattern library, Adobe AEM implementation and integration, front-end development, back-end integration, QA, UAT.

  • Delivery

    Project managed across four countries using Scrum working to three week sprints.

Related articles

View All
An illustration of a green house in a mountain setting
service design


We helped Lloyds Banking Group design a service which allows customers to speak with mortgage advisors remotely from the comfort of their own home, or while using an interface in-branch.

TSB banking landing page


We translated TSB’s distinctive branding into a set of digital patterns for use across their digital estate. Then we helped tune the Bank’s main sales journeys for better customer experience and better commercial performance.

Post Office
Our landing page design for Post Office Mortgages

Post Office

Our digital design of two new products for Post Office brings to life their innovative new mortgage propositions. As part of the deliverable we produced a pattern library that can be re-used across their digital estate.